1.4 The Planning Approval Process The planning approval process was mostly a blur, as we started about 11 years ago. At the time most real estate transactions were handled by attorneys as well as real estate agents. I was a very nervous buyer. There were CC&R’s (covenants, conditions and restrictions), many local, county, state and federal (FEMA) approvals, including environmental and biology approvals or waivers. The attorney was important to me. Back then I did not have much confidence in…