We were blissfully ignorant of the workings of the Keys. I was spending my time making design decisions for my “dream home” without the cruel realities. Our original designer did not tell us he had heart disease and he died during the process. His boss was a thief, stole money and did not finish the design work. Due to the cost of an ICF house was about $900,000 we decided to go with a more traditional concrete block and metal…